If you were injured in a traffic collision anywhere in California, one of the most important documents you will rely upon is the traffic accident report—often called the police report, collision report, or CHP 555. Insurance companies, lawyers, courts, and investigators treat this report as the foundation of any claim involving a motor vehicle crash. Yet most people have no idea what is actually inside these reports, how to obtain them, why they matter, or how they can be used strategically in a personal injury case.

This in-depth guide explains everything California accident victims should know about traffic collision reports—how they’re created, how to read them, how to avoid common pitfalls, and how an experienced personal injury attorney like Steven M. Sweat can use these reports to protect your legal rights and maximize your compensation.

Table of Contents

When another driver causes your injury or the wrongful death of a loved one, you naturally assume their insurance will step in and pay. But what happens when the at-fault driver has no insurance, or the policy limits are far too small to cover your medical bills, lost wages, and pain and suffering? That’s where uninsured motorist (UM) and underinsured motorist (UIM) coverage become critical — especially in California, where carriers must offer these protections (and many drivers still go without adequate insurance).

This long-form guide explains how UM and UIM coverage works in California, what it typically pays for, common pitfalls, timing and evidence you’ll need, and — importantly — why having experienced legal representation can make a material difference in the outcome of these claims. I’ll also include links to further resources (including pages at victimslawyer.com) so you and your readers can dig deeper.

Quick summary — what you need to know up front

By Steven M. Sweat, Personal Injury Lawyers, APC

Delivery drivers — whether they work for Amazon Logistics, DoorDash, Uber Eats, Postmates, Instacart, or independent courier services — are everywhere in California. With more delivery vehicles on the road, crashes involving delivery drivers are increasingly common. If you’ve been injured in a crash involving a delivery driver, the claim can look more complicated than a “normal” car accident: questions about who was driving, who employed them (if anyone), whether they were on a run, and which insurance policies apply all matter a great deal.

This guide explains, in practical detail, how delivery-driver accident claims work in California: who can be held responsible, what evidence helps, how insurance and worker classification affect recovery, important deadlines, common pitfalls, and next steps. I’ll also point to resources and where to get help — including pages on victimslawyer.com that discuss delivery-driver and Amazon delivery claims in Los Angeles. (Steven M. Sweat)

Hit-and-run accidents are among the most traumatic and frustrating types of collisions on California’s roads. Victims are left not only with physical injuries and property damage, but also with the emotional toll of knowing the at-fault driver fled the scene, leaving them to pick up the pieces. In California, where hit-and-run cases remain alarmingly common—particularly in dense urban centers like Los Angeles—understanding your rights, insurance options, and legal remedies is critical.

This comprehensive guide explains how to seek personal injury compensation after a hit-and-run in California, including the vital role of uninsured motorist (UM/UIM) coverage, what is required to make a UM claim, and how compensation works in both car and bicycle hit-and-run accidents.

1. Understanding Hit-and-Run Accidents Under California Law

If you live in California, you already know driving here is its own sport: crowded freeways, unpredictable commuters, lots of tourists, and big-city traffic stress. That reality makes car insurance more than a paperwork exercise — it’s protection for your health, your car, and your finances. This guide walks you step-by-step through how to find the best car insurance deal in California, what coverages you should consider (including uninsured/underinsured motorist and umbrella coverage), and why full coverage is often the smartest play in a state with so many collisions.

Quick roadmap (what you’ll get from this post)

• The minimum coverage California requires (what every driver must have). (California Department of Insurance)